For parents who think about the future of their children, Halkbank has created savings that will be available to the child when he/she comes of age.
The interest rate is fixed during the whole period, and/or until the child turns eighteen.
Child’s age at the moment of placing term deposit
Interest rate on term deposits
978 - EUR
Up to 5 years
13 -18 years
6 - 15 years
3 -12 years
16 - 17 years
1 - 2 years
*Interest rates are in gross amount
The Bank calculates and pays tax on interest income, charging the depositor.
Deposit amount - 1.000,00 EUR
Tax - 15,00%
Total interest accrued in EUR
Costs paid by client(tax) in EUR
Total amount to be paid to client in EUR
Effective interest rate
Fixed-term deposit on 2 years
You need only an ID document – either an ID card or passport of the parent or guardian and birth certificate for the child.
It is not necessary to pay every month, you determine frequency in accordance with your possibilities and wishes.