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Current Account

General

You can choose to open Current account with basic services or BASIC or QUARTET current account package in Halkbank a.d. Beograd, with a number of additional benefits and services.

You can open a current account via a simple procedure in any branch of Halkbank a.d. Beograd.

Benefits

With a current account opened, you acquire right to use E-Banking / M-Banking, standing order for settlement of your monthly obligations, payment cards, and with regular monthly payment of salary/pension you have right to use overdraft and cheques.

Terms and conditions

Monthly fee for maintenance of an active current account:

  • Without fee for Current account with basic services
  • 120,00 RSD fixed for Basic account,
  • 240,00 RSD variable for Quartet account.

If you choose to open Current account with basic services, you will be charged only for electronic services in accordance with prices listed bellow. If you choose to open a Basic account, apart from a monthly maintenance fee you will be charged for payment card services, electronic services, issuing cheques, in accordance with prices listed bellow, depending on which additional service you use.

Monthly fee for maintenance of Visa Classic payment cards:

  • 75,00 RSD, for accounts with activity during the month
  • 100,00 RSD, for accounts with no activity during the month.

Monthly fee for maintenance of electronic services:

  • 50 RSD – for accounts with activity during the  month
  • 100 RSD – for accounts with no activity during the month

Questions

What documents are required for opening the account?

To open a current account, you need to submit a completed Request for Current Account Opening and your ID document.

Does the Bank charge the fee for maintenance of the account / services in the month in which there is no activity in the account?

The fee is charged if minimum one activity is recorded in the account in a particular month.

What is Current account with basic services?

Current account with basic services is account used for payment transactions in dinars.

What is the difference between Current account with basic services and Basic current account package?

The difference is that with Basic current account package, you can use international brand cards, standing order for settlement of your monthly obligations and with regular monthly payment of salary/pension you have right to use overdraft and cheques.