Halkbank a.d. Beograd provides you with the possibility to purchase a new car by using a car loan with an index clause and maturity of up to 84 months. You only need to choose a vehicle and visit any branch of Halkbank with a proforma invoice of an authorized car dealer.
Car loans of Halkbank are disbursed:
Depending on the borrower's creditworthiness
Dinar loan Dinar loan indexed in EUR
Up to 83 months
Minimum 10,00% of proforma invoice / invoice amount or Minimum 30,00% of proforma invoice / invoice amount with currency clause
Nominal interest rate (fixed p.a.)
10,70%, first 12 months; 10,70% + 6m BELIBOR, after 12 months (RSD) or 3,70% + 6m EURIBOR with currency clause
1,50% in a lump sum
Equal monthly annuities
Promissory note, CASCO insurance policy assigned in favour of the Bank, Pledge on vehicle
246,00 RSD - Credit bureau
50,00 RSD - Promissory note
30.177,00 RSD - CASCO insurance
2.000,00 RSD - Pledge on vehicle
**Value of 6m EURIBOR: -0,325%
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* Maximum repayment period is 360 months
Loans are disbursed by payment of funds to the current account of the service provider.
EURIBOR (Euro Interbank Offered Rate) is a reference rate established at the European interbank market. It is a daily average rate on which prime European banks lend uninsured funds to one another.