Halkbank a.d. Beograd provides you with the possibility to purchase a used car by using a car loan with index clause and maturity of up to 60 months.
Car loans of Halkbank are disbursed:
Depending on the borrower's creditworthiness
Dinar loan Dinar loan indexed in EUR
Total age of vehicle and repayment period up to 7 years
Minimum 30,00% of proforma invoice / invoice amount
Nominal interest rate (fixed p.a.)
10,70% fixed, first 12 months; 10,70% + 6m BELIBOR, after 12 months (RSD) or 6,70% + 6m EURIBOR with currency clause
1,50% in a lump sum
Equal monthly annuities
Promissory note, CASCO insurance policy assigned in favour of the Bank, Pledge on vehicle
246,00 RSD - Credit bureau
50,00 RSD - Promissory note
30.177,00 RSD - CASCO insurance
2.000,00 RSD - Pledge on vehicle
**Value 6m Euribora: -0,278%
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* Maximum repayment period is 360 months
Loans are disbursed by payment of funds to the current account of the seller.
The Bank does not approve loans for purchase of vehicles from private persons. Loans are approved for purchase of vehicles from authorised car dealers.