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Terms and conditions

VISA CLASSIC

Major characteristics

Payment card

Visa Classic

Binding conditions - holder type

Active current account 001 and foreign exchange account of 316 type

Person over 18 - resident

Collateral

Promisory note

Usage

In the country and abroad and on internet

Card technology

Chip

Issuing additional card

Yes, maximum number is unlimited

Expiry of plastics

24 months

Automatic reissuing

No

Card limit

Balance in the current account for domestic payments

Balance in the foreign exchange account 316 type for foreign payments and payments via internet

Card usage

ATM`s

Yes

POS Terminals

Yes

Internet

Yes, for transactions over 10.000 EUR, Chipcard centre must be called (011 30 40 905 )

PayPall

Yes,for transactions over 6.000,00 RSD, ChipCard Call Centre must be called (011 30 40 905 )

Deferred payment

No

Safety parameters - B category

Daily limit

In the country

Abroad

Daily limit for cash withdrawl

Balance in the current account with no limit in the number of transactions

EUR 500,00 with maximum 3 transactions

Daily limit for payment for goods/services

Balance in the current account with no limit in the number of transactions

EUR 1.000,00 with maximum 10 transactions

Possibility of temporary correction of parameters beyond major category – maximum 72 hours

Yes, in category A and BI

A – without limit in the number of transactions for cash withdrawal and payments, but with limit for Internet

BI – major limits in the amount and number of transactions but with no limitation of the amount for internet payments witn maximum 5 transactions

Correction method

Client's written request submitted to the Unit for Payment Cards

Card sale and distribution

Applying for card

In branches/sub-branches

Distribution of card and PIN

In branches/sub-branches

Time for production and distribution

Maximum 14 business days from the request day


DINACARD DEBIT

Major characteristics

Payment card

DinaCard debit card

Binding conditions - holder type

Active current account 001 type

Person over 18 - resident

Collateral

No special collateral

Usage

Only in the country

Card technology

Magnetic strip

Issuing additional card

Yes, maximum number not limited

Expiry of plastics

24 months

Automatic reissuing

Yes, if the card has been used for the past 90 days within the initial period of expiry of plastics.

Card limit

Balance in the current account 001 type, increased by the amount of approved overdraft

Card usage

ATMs

Yes

POS Terminals

Yes

Internet

No

PayPall

No

Deferred payment

No

Safety parameters

Daily limit for cash withdrawal

Balance in the current account with no limit in the number of transactions

Daily limit for payment of goods/services

Balance in the current account with no limit in the number of transactions

Possibility for correction of parameters

No

Card sale and distribution

Applying for card

In branches/sub-branches

Distribution of card and PIN

In branches/sub-branches

Time for production and distribution

Maximum 14 business days from the request day