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Tourist Loans

General

Halkbank a.d. Beograd offers you loans for finacing tourist arrangments with fixed interest rate and maturity up to 12 months.

You only need to select a destination and go to any Halkbank branch with pro forma invoice of a tourist agency.

Benefits

Loans are approved:

  • With fixed interest rate
  • With no annual loan administration fee
  • With no disbursement fee

Terms and conditions

Amount

Depending on the borrower’s creditworthiness. Maximum amount 500.000,00 RSD

Loan currency

RSD

Maturity

Up to 12 months

Deposit / Down payment

No deposit / down payment

Nominal interest rate (fixed p.a.)

8,00%

Front-end fee

0,50% - 2,00% in a lump sum

Monthly obligation

Equal monthly annuities

Collateral

Promissory note


Representative example

Loan amount

80.000,00 RSD

NIR (fixed p.a.)

8,00 % fixed

Maturity (no.of months)

12

Monthly annuity

6.948,75 RSD

Total amount to be repaid

83.638,44 RSD

Front-end fee (2%)

1.600,00 RSD

Other costs

246,00 RSD – Credit Bureau

50,00 RSD – Promissory note

EIR (p.a.)

12,78%


Calculation as on 17.01.2018.

Credit Calculator

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Loan parameters:

* All fields are mandatory

* Maximum repayment period is 360 months

Description Amount
Efektivna kamatna stopa:
Deposit refund:
Annuity (instalment):
No.of annuity (instalment):
Interest amount:
Total payment:

Questions

In which way are tourist loans disbursed?

Loans are disbursed by payment to the current account of the issuer of pro forma invoice.

Are there any differences in conditions offered to clients holding an account with Halkbank and to those who do not have accounts with Halkbank?

Terms and conditions of tourist loans are the same for all, no matter whether you have a current account with Halkbank or not.